Lendstream
Lendstream
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Privacy Policy

Last updated: April 13, 2026

1. Introduction

Crediti rivus, UAB ("Lendstream", "we", "us", or "our"), registered at Gynėjų g. 14, 01109 Vilnius, Lithuania, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

We may collect the following types of information:

Personal Data

  • Name and surname
  • Email address
  • Phone number
  • Company name and job title
  • Any information you provide through our contact forms

Automatically Collected Data

  • IP address and browser type
  • Device information and operating system
  • Pages visited, time spent, and navigation patterns
  • Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

  • To provide, operate, and maintain our services
  • To respond to your inquiries and fulfill your requests
  • To send you marketing communications (with your consent)
  • To improve our website and user experience
  • To comply with legal obligations
  • To detect and prevent fraud or unauthorized access

4. Legal Basis for Processing (GDPR)

Under the General Data Protection Regulation (GDPR), we process your personal data based on the following legal grounds:

  • Consent — when you subscribe to our newsletter or submit a contact form
  • Contractual necessity — when processing is required to fulfill our obligations to you
  • Legitimate interests — for improving our services, website analytics, and security
  • Legal obligation — when we are required to process data by law

5. Data Sharing and Disclosure

We do not sell your personal data. We may share your information with:

  • Service providers — third-party vendors who assist in operating our website and services (e.g., hosting, analytics, email delivery)
  • Legal authorities — when required by law, regulation, or legal process
  • Business transfers — in connection with a merger, acquisition, or sale of assets

6. Cookies

We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can manage your cookie preferences through your browser settings.

For more details, the types of cookies we use include:

  • Essential cookies — required for the website to function properly
  • Analytics cookies — help us understand how visitors interact with our website
  • Marketing cookies — used to deliver relevant advertisements

7. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, or as required by law. When your data is no longer needed, we will securely delete or anonymize it.

8. Your Rights

Under the GDPR, you have the following rights regarding your personal data:

  • Right of access — request a copy of the data we hold about you
  • Right to rectification — request correction of inaccurate or incomplete data
  • Right to erasure — request deletion of your personal data
  • Right to restrict processing — request that we limit how we use your data
  • Right to data portability — receive your data in a structured, machine-readable format
  • Right to object — object to processing based on legitimate interests or direct marketing
  • Right to withdraw consent — withdraw your consent at any time where processing is based on consent

To exercise any of these rights, please contact us at the details provided below.

9. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and regular security assessments.

10. International Data Transfers

Your data may be transferred to and processed in countries outside the European Economic Area (EEA). In such cases, we ensure that appropriate safeguards are in place, such as Standard Contractual Clauses approved by the European Commission.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal data.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your data protection rights, please contact us:

  • Crediti rivus, UAB
  • Gynėjų g. 14, 01109 Vilnius, Lithuania
  • Phone: +370 699 92693